新社会人は学ぼう クレジットの仕組みと賢い活用法 – 日本経済新聞
日本経済新聞 |
新社会人は学ぼう クレジットの仕組みと賢い活用法
日本経済新聞 なぜ、たった1枚のプラスチックカードで多額の買い物ができたり、借金ができたりするのでしょう。 そこには「信用」と「契約」があるからです。カードをつくる手順を考えれば分かります。 まず、クレジットカード会社はカードを発行してほしいと希望する人の審査をします。過去にきちんと返済していない履歴がある人や、年収が少ない … |
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