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コンビニのコード式スマホ決済は独自化で囲い込みも（日本食糧新聞） Yahoo!ニュース
現金決済を主流としてきた日本では、小売業もキャッシュレス決済は顧客の利便性のためと位置付け、囲い込み策のポイントカードと分けて考える傾向が強かった。
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