Petalが3400万米ドルを調達、クレジットスコアを持たない人を対象にクレジットカードサービスをローンチ – THE BRIDGE,Inc. / 株式会社THE BRIDGE (プレスリリース) (ブログ)
THE BRIDGE,Inc. / 株式会社THE BRIDGE (プレスリリース) (ブログ) |
Petalが3400万米ドルを調達、クレジットスコアを持たない人を対象にクレジットカードサービスをローンチ
THE BRIDGE,Inc. / 株式会社THE BRIDGE (プレスリリース) (ブログ) 簡単にまとめると、Petal が取り扱うクレジットカードでは申込者を審査するのに従来のクレジットスコアを採用していない。代わりに、「キャッシュフロー・アンダーライティング」と呼ばれるプロセスを使っている。同社によると、このプロセスではマシーンラーニングによってビッグデータ … |
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