クレカの支払いで綱渡りの家計「利用額は“借金”と認識を」 – MONEY PLUS
MONEY PLUS |
クレカの支払いで綱渡りの家計「利用額は“借金”と認識を」
MONEY PLUS クレジットカードは後払いですが、必ず、貯金の裏付けがあった上で利用するようにしましょう。つまり、100万円貯金があるからその範囲で使うということです。ボーナスなどが入ることを見込んで先に使ってしまうことがないようにしましょう。 マネーフォワードでもクレジットカードの負債残高を確認できるので、使ったら「借金」という意識を … |
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